Emerging Credit Rating Limited (ECRL) has upgraded long term rating to AAA (Pronounced as ‘Triple A’) and ST-1 short term credit rating to United Finance PLC. based on audited financial statements up to FY2025 and other available information up to the date of rating declaration. The outlook on the rating is Stable. The ratings are consistent with ECRL’s methodology for this type of financial institutions. The rating is valid from June 25, 2026 to June 24, 2027. The ratings may be changed or revised prior to expiry, if warranted by extraordinary circumstances in the management, operations and/or performance of the entity rated.