Emerging Credit Rating Limited (ECRL) has assigned ESME-3 credit rating to M/S Joypur Filling Station (hereinafter referred to as ‘the concern’) for Sonali Bank PLC’s total loan limit of BDT 20.00 million. The outlook of the rating is Stable. The rating is consistent with ECRL’s methodology for this type of business. ECRL considered financial strength, scale of business, proprietor’s experience and prospect of the industry while assigning the rating. The rating is based on the received information from the bank and the client, along with other relevant quantitative and qualitative information available till the date of rating. The rating is valid from August 09, 2026 to August 08, 2027. The ratings may be changed or revised prior to expiry, if warranted by extraordinary circumstances in the management, operations and/or performance of the entity rated.