Lubna Afroz is the Assistant General Manager- Revenue of Emerging Credit Rating Limited. She has been working with ECRL for 12 years. She had completed her Chartered Accountancy course as an Articled Student from KPMG Bangladesh . KPMG in Bangladesh is represented by Rahman Rahman Huq, Chartered Accountants (RRH) . KPMG is the global network of professional firms providing Audit, Tax and Advisory services. During her Article ship period she provided services as an auditor in several leading Multinational Companies & local companies . Lubna Afroz started her career in Grameen Cybernet Limited. And later she worked in J-Tex Bangladesh and in Pulcra Chemicals Banglabesh Pvt. Limited. She has also completed her MBA degree from East West University major in Finance.