Emerging Credit Rating Limited (ECRL) has affirmed AAA (pronounced as triple A) long-term credit rating and ST-1 short-term credit rating to Bangladesh National Insurance Company Limited. The outlook on the rating is Stable. The ratings are consistent with ECRL’s rating methodology for this type of company. The ratings are based on the audited financial statements of FY2021 to FY2024, six months half-yearly report till 30 June 2025, site visit, and other qualitative and quantitative information available up to the date of rating.