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We are proud to announce that our Chairman Dr. Jamaluddin Ahmed, FCA has been featured in The InCAP (Media Wing of InCAP) in the article titled “The Financial Architect: Dr. Jamaluddin Ahmed”.Read more

The rating agreement is for a period of 4 year, one being initial and three years being surveillance. The rating fees are always detailed in the agreement upon discussion with the client. As per the rules of Rating Association, surveillance clients will only be able to switch if detailed procedures are followed laid down byRead more

While the issuer-fee model naturally creates a potential conflict of interest (that could lead to higher than warranted ratings), global experience indicates that the existence of this conflict does not by itself lead to lax rating standards. This is because reputation plays a crucial role in the credit rating discipline. Lax rating standards by anyRead more

How does a credit rating differ from an audit? A credit rating agency relies on a variety of information sources including published annual reports, meetings with the issuer’s management, industry data and discussions with bankers. Though rating agencies carry out due diligence on this information, it does not always amount to the kind of verificationRead more

Is credit rating a recommendation for banks to invest? Credit Rating grade assigned by a credit rating company is only an opinion relating to future debt repayments. Basel II makes credit rating report mandatory, so that the respective bank could have an independent view while assessing the client’s credit position. Credit Rating Report is notRead more

What is credit rating? A credit rating agency provides an opinion relating to future debt repayments by borrowers. This opinion is provided after detailed study of documents and information that are collected from various sources. It is an opinion on the relative degree of risk associated with timely payment of interest and principal on aRead more